Media

International investors evaluating wealth management arrangements typically consider multiple European jurisdictions, each with different histories, regulatory frameworks, tax features, and specialisations. The conversation often focuses on Switzerland (the historical centre of private banking, though not an EU member), Luxembourg (the largest EU-based wealth and fund management centre), Cyprus (an emerging hub with specific tax features), […]

Family offices — the private structures through which wealthy families coordinate their financial, legal, and operational affairs — have emerged as a meaningful segment of the Cyprus professional services industry. Cyprus has attracted family offices from Europe, the Middle East, Asia, the CIS region, and elsewhere, supported by EU membership, English-language legal infrastructure, an established […]

High-net-worth wealth management is a meaningful segment of the Cyprus financial services industry, distinct from the larger retail brokerage activity with which the jurisdiction is sometimes associated with. The HNWI segment serves clients with substantial portfolios — typically several hundred thousand euros up through multi-million-euro relationships — with services that go beyond pure investment execution […]

Entrepreneurs who relocate to Cyprus typically do so for a combination of reasons: the EU non-dom tax regime, English-language legal infrastructure, geographic position, established professional services ecosystem, and lifestyle considerations. Once relocated, the practical question of how to manage accumulated and ongoing wealth becomes a central concern — whether the wealth came from a recent […]

Cyprus’s non-domiciled (non-dom) tax regime is one of the more attractive personal tax frameworks in the EU for internationally mobile investors and entrepreneurs. Introduced in 2015 and substantially preserved through the 2026 tax reform, it offers qualifying residents an exemption from Special Defence Contribution (SDC) on dividends, interest, and most rental income for an initial […]

Discretionary portfolio management is the investment service in which a regulated firm makes day-to-day investment decisions on behalf of a client within an agreed mandate. It is conceptually different from advisory services (where the firm recommends and the client decides) and from execution-only services (where the firm executes clients’ orders without recommendations). For clients who […]

An investment declaration is one of the foundational documents in any portfolio management relationship. Together with the suitability questionnaire, it captures the investor’s financial situation, objectives, knowledge and experience, and risk tolerance. It also defines the scope of the mandate the firm will operate under. Most investors complete it once, sign it, and never look […]

Most investment writing focuses on what to buy. A less-discussed consideration  is that for the average long-term investor, behaviour may explain more of the actual outcome than security selection. A disciplined investor with a mediocre strategy may  outperform a skilled  analyst whose process breaks down during drawdowns. This article examines why — what the dominant […]

Diversification is a frequently cited concept in in retail investment literature and among the more commonly  misunderstood. The 2026 market environment — characterised by elevated mega-cap concentration, persistent geopolitical tension, asymmetric central bank reactions, and an artificial-intelligence investment cycle that has reshaped equity index composition — has tested the textbook version of diversification in ways […]

Geopolitical shocks — armed conflicts, sanctions packages, supply-chain disruptions, election outcomes — produce sharp, often non-linear movements across asset classes. Experience suggests that some of  the most costlydecisions are often made in the first few hours of headlines, before the second-order effects are understood. This article is about how a disciplined portfolio rebalancing process responds […]